21+ Player Car Insurance
Bespoke car insurance solutions for 21+ professional players
As a professional footballer, you’re likely driving a vehicle that matches your lifestyle, whether it’s a luxury car, a high-performance model, or something practical for everyday use. Your insurance needs are just as unique as your career, and having the right cover is about more than meeting legal requirements—it’s about protecting your assets and giving you peace of mind on and off the pitch.
Whether you’re insuring a single luxury car or an entire fleet, our 21+ car insurance is designed to meet your needs, offering unparalleled flexibility and protection. With ProSports Insurance, you’ll have the freedom to drive with complete confidence, knowing you’re covered every mile of the journey.
Why do professional players pay more for car insurance?
Professional football players often face higher car insurance premiums due to their unique lifestyle, public profile, and the type of vehicles they drive. Here are the key factors contributing to the increased cost:
Vehicle Modifications
High-value cars owned by players are often modified or customised, such as performance upgrades or exterior vinyl wraps. These features can increase the cost of repairs or replacements, raising premiums.
Higher Claims Potential
Due to their profile and lifestyle, professional players may be more likely to file claims for damage, theft, or accidents. This higher claims frequency is taken into account by insurers when calculating premiums, as it represents an increased risk.
Driving Reputation
Professional players are often stereotyped as more likely to engage in risky driving, such as speeding or being involved in accidents. While not always accurate, insurers factor these perceptions into their risk assessments.
Notable Public Presence
Professional players often face additional risks due to their public profile and media exposure. This can increase the likelihood of targeted actions, such as vandalism, which insurers must account for when setting rates.
While premiums may be higher, at ProSports Insurance, we specialise in tailoring car insurance policies to meet the unique needs of professional players, ensuring comprehensive coverage and added peace of mind.
What makes our car insurance the ideal choice for professional footballers?
At ProSports Insurance, we understand the specific needs of professional players. Our 21+ car insurance policies are crafted to provide maximum flexibility, comprehensive coverage, and outstanding support, so you can focus on your game without any distractions.
Here’s why our insurance is a smart choice for professional footballers:
- Agreed Value Payouts
From day one, the value of your vehicles is agreed upon, so in the unfortunate event of a total loss, you’ll know the exact amount you’ll receive. - Fully Comprehensive Cover
Protects you and any named family members for complete peace of mind. - Unlimited Foreign Travel
Enjoy hassle-free travel abroad, with cover for trips up to 90 days. - Courtesy Car Access
We provide courtesy cars in cases of theft or accident, so you’re never without a vehicle. - Dedicated Claims Team
Our friendly, expert claims team is here to make any claims process smooth and stress-free.
Whether you’re insuring a single luxury car or managing a fleet of high-end vehicles, our policies offer simplicity, flexibility, and outstanding support. With the option for a single renewal date for all your vehicles, ProSports Insurance ensures your car insurance is one less thing to worry about, letting you focus on your performance and lifestyle.
Commonly Asked Questions
Can I get coverage for multiple vehicles under one policy?
Yes, our policies are designed for flexibility, allowing you to insure multiple vehicles, including luxury or high-performance cars, under one policy with a single renewal date.
Does the policy cover high-performance or luxury vehicles?
Yes, we specialise in insuring high-performance and luxury cars, offering tailored coverage to protect your valuable assets.
Will my policy cover modifications to my vehicle?
We can provide coverage for modified vehicles, including performance, cosmetic, or safety upgrades. Just let us know the details when arranging your policy so we can ensure you’re fully protected.
Can I get insured if I’ve had previous claims or driving penalties?
Yes, we specialise in creating tailored policies, even if you have a history of claims or driving penalties. Our team works to find the best solution for your situation.
Can I insure a car that’s registered in another country?
We can discuss options for insuring vehicles registered abroad, especially if they are part of your international lifestyle as a professional player.
Will I need a tracker or black box fitted to my car?
For drivers aged 25 and over, a black box is typically not required, but we may recommend a tracker for additional security or premium discounts.
Getting your cover
Request a car insurance quote
Our expert team at ProSports Insurance are here to help you with your landlord insurance needs. Fill in a few details below and our team will be in touch to provide you with your policy.
